Privacy Policy

 

Effective Date: 01/30/2018

 

This Privacy Policy describes how Funds 4 Less ("we," "us," or "our") collects, uses, and discloses personal information when you use our website (the "Website"). By accessing or using the Website, you consent to the collection, use, and disclosure of your personal information as described in this Privacy Policy.

 

1. Information We Collect

 

1.1 Personal Information

We may collect personal information that you voluntarily provide to us when you use the Website, such as:

- Name, contact information (e.g., email address, phone number), and business details.

- Financial information necessary for processing funding applications.

- Information related to credit history, including credit scores and reports.

- Other information you choose to provide to us.

 

1.2 Non-Personal Information

We may also collect non-personal information automatically when you use the Website, such as:

- Device information (e.g., IP address, browser type, operating system).

- Log information (e.g., access times, pages visited, referring URL).

- Aggregated information that does not directly identify you.

 

2. Use of Information

 

2.1 We may use the collected information for the following purposes:

- Providing and improving our services, including processing funding applications.

- Communicating with you and responding to your inquiries.

- Customizing and personalizing your experience on the Website.

- Conducting data analysis, research, and reporting.

- Detecting and preventing fraud or other illegal activities.

- Complying with applicable laws, regulations, or legal processes.

 

3. Disclosure of Information

 

3.1 We may disclose your information to third parties in the following circumstances:

- With your consent or at your direction.

- To our trusted service providers who assist us in operating the Website and providing our services.

- To lenders and financial institutions in order to process funding applications.

- When required by law, regulation, legal process, or governmental request.

- In connection with a merger, acquisition, or sale of our assets, where your information may be transferred as part of the transaction.

 

4. Data Security

 

4.1 We implement appropriate security measures to protect your personal information against unauthorized access, disclosure, alteration, or destruction.

4.2 However, please be aware that no data transmission or storage system is completely secure. We cannot guarantee the absolute security of your information.

 

5. Third-Party Links

 

5.1 The Website may contain links to third-party websites or services that are not operated or controlled by us. This Privacy Policy does not apply to those third-party websites or services. We recommend reviewing the privacy policies of those websites or services before providing any personal information.

 

6. Your Choices

 

6.1 You have the right to access, correct, update, or delete your personal information. You can contact us using the information provided below to exercise these rights.

6.2 You may opt-out of receiving promotional communications from us by following the instructions provided in the communication or contacting us using the information provided below.

 

7. Changes to the Privacy Policy

 

7.1 We reserve the right to modify or update this Privacy Policy at any time. We will notify you of any material changes by posting the updated Privacy Policy on the Website or through other appropriate communication channels.

 

8. Contact Us

 

If you have any questions, concerns, or requests regarding this Privacy Policy or our privacy practices, please contact us at 800-316-9590   |   Info@funds4less.com